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What Is Medical Cost Sharing?

Medical cost sharing plans have become extremely popular of the last ten years. Many have found the Medical cost sharing community to be a valuable alternative to health insurance. What is Medical cost sharing? Medical Cost Sharing is a peer-to-peer sharing of large unexpected medical costs through a membership based community. Every member of the…

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How Does Self-Funded Health Insurance Work?

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by W. Michael Hurley Over the past 20+ years I have been servicing companies with their employee benefit packages. I have personally seen the agony small employers and human resource directors trying to provide quality benefit packages. As the costs of health care continues to rise, businesses are always looking for ways to control costs…

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3 Reasons Why Life Insurance Is Important

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Why Life Insurance Is Important Millions of Americans have those who depend on them financially. Some are married with children or Spouse. While others have family members such as an aging Parent that need monetary help. Life Insurance provides money, also known as a death benefit to your chosen beneficiary after you die. A very…

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Open Enrollment For Health Insurance Has Begun!

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Open Enrollment For Health Insurance, November 1 2021 through January 15, 2022 The annual open enrollment for individuals and families has begun. If you do not receive healthcare through your employer or are self-employed you can now sign up through the Health Insurance Marketplace until January 15, 2022. The Marketplace was established by the federal…

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Changes Bring Blessings and Challenge

“When you are finished changing, you are finished” – Benjamin Franklin I’ve been around the insurance business for 20 years, and I have seen quite a few changes.  I have witnessed companies that resisted change and loved the comfort that routine offers.  I have also worked with a company that seemed to bring about change for…

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